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Dave Ramsey Smartvestor Pro Financial Advisor & Retirement Planner for Phoenix, AZ

Financial Consultant for Divorce, Early Retirement and Asset Planning for Phoenix.

Female Financial Advisor, Dave Ramsey Smartvestor Pro for Retirement, Divorce & Women in Phoenix, AZ East Valley

Shanna Tingom is the co-founder of Heritage Financial Strategies and a dedicated member of the Chamber of Commerce. She has more than 20 years of experience in the financial services industry and specializes in working with female entrepreneurs, business owners and leaders as well as individuals experiencing life transitions such as marriage or divorce. Her main focus is helping others take charge of their financial future.

After years of struggling to fit into the corporate mold, Shanna made the decision to become an independent advisor. She earned a bachelor’s degree in business from William Penn University and a master’s degree in organizational management from the University of Phoenix. Shanna currently holds FINRA Series 7 and 66 licenses and the Accredited Asset Management Specialist℠ designation. She considers herself a life-long learner and keeps apprised of changes in the financial industry.

Since opening Heritage Financial Strategies, Shanna has been a regular contributor to Investopedia.com, Kiplinger’s Personal Finance online, and Born2Invest.com as well as Gilbert Woman Magazine. She makes frequent public speaking and guest radio appearances in Phoenix and nationally as well as hosts her own podcast, “Making Money Fun” which can be found on iTunes.

Financial Goals Planning for Women in Phoenix

It comes down to a conversation, where you discuss all your questions about money and examine all the different financial options available to you in order to plan for a secure financial future. This requires you and your financial planner to work together and be honest and realistic with each other as you put your viable plan together. We treat the financial planning process like a relationship. We work hard to build trust with our clients and to answer your questions honestly. Our goal is to ensure you have the tools you need to make sure you have the money you need for the rest of your life.

Early Retirement Planning for Arizona's Women

Your retirement should be a relaxing time where you enjoy the fruits of your labor. Although everyone’s retirement is different as everyone has different expenses, there are still things that everyone should plan for to avoid running out of money in the when you need it most. We provide a Retirement Readiness Assessment that can help you determine your current financial situation and help you prepare for your future so you won’t run out of money and have to return to the workforce.

Finances, Investment Fiduciary, Money, Assets, Goals and Divorce

Second Saturday Divorce Workshop was designed to help women take the next step, no matter where you are in the process of untying the knot. It provides unbiased information to help you understand all of your options, deal with your emotions, and move forward with your life.

  • Explore the legal, financial, psychological and social issues of divorce
  • Discover community resources available to help you.
  • Talk with other women / females experiencing similar life changes.

Business and Insurance Services

While it may be difficult to consider, life insurance is very important to think about. It is essential to any complete plan, and can serve as a safe guard against potential financial ruin. Whether you are a young couple living in Chandler who has or are planning a family, an older couple planning for their children’s education or your retirement, or a single individual of any age who may someday need long term care, life insurance applies to you. We can help you understand the difference between Term Life, Whole Life, and Universal Life, and help you determine the right policy for your needs.

Education Planning with via a 529 Plan

College is expensive and can create a lot of debt for both students and parents. We can help you plan ahead and avoid utilizing your retirement accounts to cover the rising costs of education. We’ll look at your current economic situation and priorities, then inform you of the different college funding options available, like 529 plans, and give you projections of saving tracks so you know what to expect and can plan accordingly.

Phoenix Business Owner Solutions

There are several plans available to suit your Chandler Arizona business. For example, a self-employed individual or small company will typically be best served with a SEP, SIMPLE IRA or owner-only 401(k) plan because they are relatively simple and cost effective. Defined benefit plans may work best for individuals who want to maximize tax savings with large pretax contributions. No matter the plan, we will be able to work together to choose what’s right for your business.

At Heritage Financial, we value people over products, and we want to get to know you and make product and services recommendations best suited to help you meet your goals. We want to help you achieve your financial dreams by educating and empowering you to manage your money well and gain a sense of control over your finances. Call us today at 480-397-1184 to schedule a consultation and find out more information.