I’ll always remember the day my father introduced me to scuba diving. My brother and I peered over the edge of the boat and were terrified of the potential dangers that raced through our minds, it was paralyzing - and I felt incredibly vulnerable. As I took a deep breath and made the plunge, my fear transmuted into exhilaration and all of a sudden my world expanded. As my skills and confidence increased, I became more adventurous. Now, after decades of diving, I find myself being more conservative as I have more at risk. That day, my father gave me a life-long passion that has rippled into my philosophy and process when it comes to finances. For many, the investment world is multi-faceted and can feel even more daunting than shark-infested water! No matter where you are at, my commitment is that you are empowered in the process and in your decision-making for your financial future.
Retirement is too expensive, and money mistakes are too costly for you to neglect the future, especially if you have loved ones and family members who depend on you for food, housing, medical care, or tuition.
Our financial planning process will take into account your current income and savings, your debt, your financial liabilities and responsibilities, and ultimately your financial goals for the next 5, 10, 20, and even 50 years. Then we start putting together a roadmap of real, practical, and simple steps that can help make your plan, goals, and dreams a reality.
Because we didn’t want a “one size fits all” approach or to bill you by the hour so that you’re worried about the clock always running, we have three service levels to choose from, as well as a few stand-alone and add-on services. Most of our clients start with one of our financial planning packages. At your initial consultation, we will work together to determine which is the best for you, depending on what your desired outcome is and how we feel we can help.
Our Financial Planning services do not include investment management. We can help you create your financial plan, even if we don’t manage your investments. But if you’d like us to do that for you as a Fiduciary, we’re glad to help. Our fees start at 1.1% of the assets we manage and can be reduced depending on how much money we invest for you. It’s up to you how we move forward. Regardless, you’ll walk away with a plan and structure to help propel you toward your financial goals!
