As the 3rd largest city in Arizona and about 20 miles east of the state capital, Gilbert Arizona is home to over 400,000 students, individuals, families, working professionals and retired people. With beautiful parks like the 1,146.3 acre Red Mountain Park, retirement communities like Las Palmas and even home to the Polytechnic Campus of Arizona State University, it’s no wonder Gilbert has grown to become the 38th largest city in the country. With such a diverse community we see and understand the need for quality financial advice and preparation.
At Heritage Financial Strategies we understand that the best financial professionals know financial planning is about more than just money, it’s about planning ahead for the future so you are best able to enjoy all the rewards of your hard work. We work with a wide variety of individuals in Gilbert with diverse circumstances and aim to help you better understand the different options that are available to you.
We stand apart from other Gilbert financial professionals in several ways. We provide honest feedback and recommendations, and offer answers to your questions in ways you are easily able to understand so you can make the best decisions. We strive to help our clients achieve true economic freedom and meet their life goals, and offer several different services that are listed below.
It comes down to a conversation, where you discuss all your questions about money and examine all the different financial options available to you in order to plan for a secure financial future. This requires you and your financial planner to work together and be honest and realistic with each other as you put your viable plan together. We treat the financial planning process like a relationship. We work hard to build trust with our clients and to answer your questions honestly. Our goal is to ensure you have the tools you need to make sure you have the money you need for the rest of your life.
Your retirement should be a relaxing time where you enjoy the fruits of your labor. Although everyone’s retirement is different as everyone has different expenses, there are still things that everyone should plan for to avoid running out of money in the when you need it most. We provide a Retirement Readiness Assessment that can help you determine your current financial situation and help you prepare for your future so you won’t run out of money and have to return to the workforce.
Second Saturday Divorce Workshop was designed to help women take the next step, no matter where you are in the process of untying the knot. It provides unbiased information to help you understand all of your options, deal with your emotions, and move forward with your life.
While it may be difficult to consider, life insurance is very important to think about. It is essential to any complete plan, and can serve as a safe guard against potential financial ruin. Whether you are a young couple living in Gilbert who has or are planning a family, an older couple planning for their children’s education or your retirement, or a single individual of any age who may someday need long term care, life insurance applies to you. We can help you understand the difference between Term Life, Whole Life, and Universal Life, and help you determine the right policy for your needs.
College is expensive and can create a lot of debt for both students and parents. We can help you plan ahead and avoid utilizing your retirement accounts to cover the rising costs of education. We’ll look at your current economic situation and priorities, then inform you of the different college funding options available, like 529 plans, and give you projections of saving tracks so you know what to expect and can plan accordingly.
There are several plans available to suit your Gilbert Arizona business. For example, a self-employed individual or small company will typically be best served with a SEP, SIMPLE IRA or owner-only 401(k) plan because they are relatively simple and cost effective. Defined benefit plans may work best for individuals who want to maximize tax savings with large pretax contributions. No matter the plan, we will be able to work together to choose what’s right for your business.
At Heritage Financial, we value people over products, and we want to get to know you and make product and services recommendations best suited to help you meet your goals. We want to help you achieve your financial dreams by educating and empowering you to manage your money well and gain a sense of control over your finances. Call us today at 480-397-1184 to schedule a consultation and find out more information.